Time Entry Rate Flow

Without a Rate Card 

Which rate will Project Insight apply to your Actual Rate and Billable Rate fields on the project task list, project dashboard and task reports?

It's determined by where you put the burden rates and bill rates. PI selects burden and bill rates separately from each other, so follow the flow for each rate.

Please note, if you plan to use Company Rate Card then Project Insight searches through additional steps. Follow these links see how Time Entries are calculated when using Company Rate Card.